As a first time buyer, the recent Lloyd's ad really caught my attention. It's the first mortgage-related ad that has ever done that, most probably because it has been obviously targeted to people in their 20's, like me.  Take a look... So the guy has reached the point where he is fed up with the critical comments, the incessant questions and constant nagging that comes with living with his parents whilst saving to buy. At times I have too felt like this so I can relate to it well (apart from being 31 of course...) You generally feel quite hopeless. I'm sure most twenty-somethings still living with their parents will be drawn in by this familiar scenario, so the light at the end of the tunnel seems brighter when Lloyd's announce their first-time buyers scheme. Lloyd's make it sound ever so simple, '... I got a nice little place of my own with my own deposit, and some help from my parents.' Well, based on my experience so far, it's not that

What other way to spend a lazy Sunday than channeling that creativity into making a scenic cake! Calorific AND fun - what could be better? However, I free-style recipes and have severe lack of patience. Do you really have to sieve? Do you really  have to wait for the sponge to cool before applying the icing? The aim was this: The reality was this: Didn't bother finishing it. Never baking again.